(503) 912-0443 info@rockwoodsmiles.com Aceptamos OHP ¡Hablamos Español!

Financing & Insurance

Straightforward answers about paying for treatment — no credit checks, no outside lenders, no surprises.

Maggie, Treatment Coordinator at Rockwood Orthodontics
Meet Your Treatment Coordinator

Say Hello to Maggie

Maggie is our treatment coordinator, and she's likely the first person you'll sit down with. She leads your initial evaluation, walks you through your financing and insurance options in plain terms, and puts together a treatment plan and payment plan that actually fits your family's situation — not a one-size-fits-all quote. By the time you leave, you'll know exactly what treatment costs, how it's paid for, and what happens next.

Smiling Rockwood Orthodontics patient
Paying for Treatment

In-House Financing

Every plan starts with a $500 down payment. The rest is split into equal, interest-free payments spread over your treatment timeline.

This is financing directly through our office — not a third-party lender. No credit check, no outside application.

  • Interest-free payments spread across your treatment timeline
  • No prepayment penalty — pay off early anytime
  • Payment amount is set once and won't change
  • Can be combined with any insurance benefits you have
CareOregon logo Advantage Dental logo ODS logo
Insurance & OHP

Insurance, OHP & Apple Health

We accept all commercial insurance plans, along with the Oregon Health Plan (OHP) and Apple Health, so more families can get the care they need. Here's how it works at our office:

  • Have commercial dental insurance? Bring your insurance card to your free consult and we'll help you understand your coverage.
  • OHP covers orthodontic treatment for members under 21 years of age when it meets OHP's qualifying criteria, which we'll review with you at your consult. If you're 21 or older, you're still welcome to a free consult to talk through your options, including our in-house, no-interest payment plans.
  • Already have an approved OHP case? Bring your information to your consult and we'll take it from there.
  • Don't have OHP approval yet? We can submit the application on your behalf — typical turnaround is 1–2 weeks.
  • We work with CareOregon, Advantage Dental, and ODS. We're not able to accept OHP plans outside of these three.

Ready to Talk Through Your Options?

Request your free consult and we'll walk through cost, insurance, and financing together — no cost, no obligation.