(503) 912-0443 info@rockwoodsmiles.com Aceptamos OHP ¡Hablamos Español!

Financing & Insurance

Straightforward answers about paying for treatment — no credit checks, no outside lenders, no surprises.

Maggie, Treatment Coordinator at Rockwood Orthodontics
Meet Your Treatment Coordinator

Say Hello to Maggie

Maggie is our treatment coordinator, and she's likely the first person you'll sit down with. She leads your initial evaluation, walks you through your financing and insurance options in plain terms, and puts together a treatment plan and payment plan that actually fits your family's situation — not a one-size-fits-all quote. By the time you leave, you'll know exactly what treatment costs, how it's paid for, and what happens next.

Smiling Rockwood Orthodontics patient
Paying for Treatment

In-House Financing

Every plan starts with a $500 down payment. The remaining balance is then split into equal payments spread evenly over the estimated length of your treatment — at 0% interest, with no interest charged over the life of the plan.

This is financing directly through our office, not a third-party lender. There's no credit check and no outside application — just a payment plan built around your treatment timeline.

  • $500 down payment to begin treatment
  • 0% interest, spread evenly across your treatment timeline
  • No interest added over the life of the plan
  • Financed directly through our office — no third-party lender, no credit check
CareOregon logo Advantage Dental logo ODS logo
Insurance & OHP

Insurance, OHP & Apple Health

We accept most dental insurance plans, along with the Oregon Health Plan (OHP) and Apple Health, so more families can get the care they need. For OHP specifically, here's how it works at our office:

  • Already have an approved OHP case? Bring your information to your free exam and we'll take it from there.
  • Don't have OHP approval yet? We can submit the application on your behalf — typical turnaround is 1–2 weeks.
  • We work with CareOregon, Advantage Dental, and ODS. We're not able to accept OHP plans outside of these three.

Ready to Talk Through Your Options?

Schedule your free exam and we'll walk through cost, insurance, and financing together — no cost, no obligation.